Brevard County
321.250.8882

Volusia/Lake/Seminole
386.308.1035

Orange/Osceola
407.758.0778

Central Florida Chapter 7 Bankruptcy Lawyers

Central Florida Chapter 7 Bankruptcy Attorneys, providing experienced Chapter 7 Bankruptcy Law Lawyer legal services in Melbourne, Daytona Beach, Sanford, Altamonte Springs, Apopka, Maitland, Longwood, Winter Park, Orlando, Kissimmee, and surrounding Central Florida areas.

Call The Law Offices of John Gillespie today to schedule a free initial consultation regarding your Chapter 7 Bankruptcy Law legal issues.

Brevard County
321.250.8882
Volusia/Lake/Seminole
386.308.1035
Orange/Osceola
407.758.0778

The purpose of a Chapter 7 Bankruptcy is to wipe out your debts, allowing you to get a "Fresh Financial Start".

In a Chapter 7 Bankruptcy a trustee will be appointed by the court to liquidate (sell) all assets that do not fall under the bankruptcy exemption guidelines. The net proceeds collected in the liquidation of the non-exempt assets are then distributed to your creditors.

Debts that cannot be included for discharge in a Chapter 7 Bankruptcy may include, but not limited to:

Typically an individual who files for a Chapter 7 Bankruptcy has a large credit card debt that may include multiple credit cards, various unsecured bills with may be associated with various assets that the payment status may or may not be delinquent.

In many Chapter 7 Bankruptcy situations you may be able to keep specific secured debts such as your car, furniture, or home, as long as you reaffirm your commitment to continue paying these debts. In order to keep these items in a successful Chapter 7 Bankruptcy you must voluntary sign a "reaffirmation agreement", which stipulates that you cannot file bankruptcy to discharge the debt of these items for 6 years.

The purpose of the "Reaffirmation Agreement" is to protect "reaffirmed" debtors, as well as ensuring an individual does not try to abuse the bankruptcy process.

The longer an individual waits to obtain legal representation may directly affect their ability to achieve a successful outcome. Therefore, if you are considering filing for a chapter 7 bankruptcy, it is important to seek the legal advice and representation of an experienced chapter 7 bankruptcy attorney or lawyer as soon as possible.

Call an Experienced Central Florida Chapter 7 Bankruptcy Lawyer at The Law Offices of John Gillespie for a confidential legal consultation.

Brevard County
321.250.8882
Volusia/Lake/Seminole
386.308.1035
Orange/Osceola
407.758.0778


Attorney, John Gillespie serves the Bankruptcy, Divorce and Family Law, Criminal Defense, Personal Injury, Estate and Probate Lawyer legal needs of those in Central Florida including Melbourne, Daytona Beach, Sanford, Altamonte Springs, Apopka, Maitland, Longwood, Winter Park, Orlando, Kissimmee, Brevard County, Volusia County, Lake County, Seminole County, Orange County, Osceola County, and surrounding Central Florida areas.

LEGAL NOTICE AND DISCLAIMER: The materials within this web site are for informational purposes only. They are not legal advice and should not be used as such. Transmission of the information in this web site is not intended to create, and receipt does not constitute, an attorney-client relationship. Internet users and readers should not act upon this information without first seeking professional legal counsel. The information in this web site is provided only as general information which may or may not reflect the most current legal developments. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

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Melbourne, FL and Central Florida Lawyers

John Gillespie | 321.250.8882